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Banque Misr issues the "Ibn Misr" Savings Certificate anew, offering the highest return of up to 30% per annum, decreasing over time.

Mar 06, 2024 12:00 PM

Banque Misr has decided to reissue the "Ibn Misr" savings certificate for three decreasing years with varying returns to better serve customer needs.

The annual returns are 30% for the first year, 25% for the second year, and 20% for the third year. Additionally, quarterly disbursements yield 27% for the first year, 23% for the second year, and 19% for the third year. Monthly disbursements, on the other hand, amount to 26% for the first year, 22.5% for the second year, and 19% for the third year, for new issuances effective from today, March 6, 2024.

The interest rate on the three-year "Al-Qimma" certificate with a fixed return has also been adjusted to 21.5% annually for new issues from today, March 6, 2024, instead of the previous 19% on the monthly interest payment period. Moreover, the issuance of the Talaat Harb certificate will continue, offering a one-year period with an annual return of 27% disbursed at the term's end and 23.5% disbursed monthly.

It is important to note that certificate categories start from EGP 1000 and are issued to natural individuals or minors, whether Egyptians or foreigners. The period is calculated from the next working day after the purchase, and certificates can be acquired starting March 6, 2024, through the Internet, mobile banking BM Online, and Banque Misr ATMs.

Certificates can also be purchased from any of the bank's branches, totaling more than 800 branches and banking units spread across the country. Additionally, customers have the option to borrow against the certificate or obtain credit cards using it. Redemption of the certificate is possible after 6 months from the working day following the purchase date, in accordance with the redemption rules and organization terms and conditions.

The bank is committed to consistently satisfying its customers, meeting their desires and needs, and continually developing its existing savings vessels and introducing new products to meet these needs.