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Personal Loan

According to Employer letter of obligation

Program Details

  1. Maximum loan amount up to EGP  1,5 million (EGP 500,000 To EGP 1,000,000 for private sector)
  2. Maximum loan tenor up to 10 years in case of salary transfer, 8 years in case of instalment transfer ( from 5 to 8 years for private sector )
  3. Competitive interest rate
  4. least administrative fees
  5. Free insurance coverage against death and total disability.
  6. No guarantor required
  7. buying out other banks loans.
  8. Current account free of opening charge


Required documents

  1. Loan application form
  2. copy of Valid National Identity
  3. Recent utility bill (Maximum previous 3 months)
  4. Recent salary certificate (Maximum previous 2 months)
  5. Employer Letter of obligation according to pre-verified forms

    ** Terms and conditions to be applied

According to income proof - non- Payroll Banque Misr​

Program Details:
  1. Does not require the contract with Banque Misr for payroll
  2. Maximum loan amount up to 1,000,000 EGP
  3. Maximum loan tenor up to 8 years
  4. Competitive interest rate
  5. Least administrative fees
  6. Free insurance coverage against death and total disability
  7. No guarantor required
  8. Buy out other banks loans

Required documents

  1. Loan application form
  2. Copy of valid national Identity
  3. Recent utility bill (a maximum previous 3 months)
  4. Monthly  income statement

 

** Terms and conditions to be applied

 

 

 

Employee of banks and telecommunications companies

Program Details:

  1. Does not require the contract with Banque Misr for payroll
  2. Maximum loan up to EGP 1000,000
  3. Maximum loan tenor up to 8 years
  4. Competitive interest rate
  5. Least administrative fees
  6. Free insurance coverage against death and total disability
  7. No guarantor required
  8. Buy out other banks loans

 

Required documents

  1. Loan application form
  2. Copy of valid national Identity
  3. Recent utility bill (a maximum previous 3 months)
  4. Monthly  income statement

 

** Terms and conditions to be applied

 

 

Liberal professions

Program Details: 

  1. Maximum loan amount up to EGP 500,000
  2. Maximum loan tenor up to 5 years
  3. Competitive interest rate
  4. Least administrative fees
  5. Free insurance coverage against death and total disability
  6. No guarantor required
  7. Buy out other bank’s loans


 

Required documents

  1. Loan application form
  2. Copy of valid national Identity
  3. Recent utility bill (a maximum previous 3 months)
  4. a bank statement for the last 6 months in the name of the customer or the name of his company or a statement of account for pos
  5. Copy of authorization profession practice
  6. Copy of tax card

     

** Terms and conditions to be applied

 

Doctors Income proof

Program Details:

 

  1. Maximum loan amount up to EGP 750,000
  2. Maximum loan tenor up to 7 years
  3. Competitive interest rate
  4. Least administrative fees
  5. Free insurance coverage against death and total disability
  6. No guarantor required
  7. Buy out other bank’s loans

 

Required documents

 

  1. Loan application form
  2. Copy of valid national Identity
  3. Recent utility bill (a maximum previous 3 months) 
  4. a bank statement for the last 6 months in the name of the customer or the name of his company or a statement of account for pos
  5. Copy of authorization profession practice
  6. Copy of tax card

 

 

Doctors Years in Business

Program Details:

 

  1. Maximum loan amount up to EGP 500,000
  2. Maximum loan tenor up to 5 years
  3. Competitive interest rate
  4. Least administrative fees
  5. Free insurance coverage against death and total disability
  6. No guarantor required
  7. Buy out other bank’s loans

 

 

Required documents

 

  1. Loan application form
  2. Copy of valid national Identity
  3. Recent utility bill (a maximum previous 3 months)
  4. Employer Letter of obligation
  5. Copy of authorization profession practice
  6. Copy of tax card
  7. Copy of Syndicate Card
  8. Copy of Clinic license

 

** Terms and conditions to be applied

 

 

 

 

Business-owners

 

Program Details:

 

  1. Maximum loan amount up to EGP 500,000
  2. Maximum loan tenor up to 5 years
  3. Competitive interest rate
  4. Least administrative fees
  5. Free insurance coverage against death and total disability
  6. No guarantor required
  7. Buy out other bank’s loans


 

Required documents

  1. Loan application form
  2. Copy of valid national Identity
  3. Recent utility bill (a maximum previous 3 months)
  4. a bank statement for the last 6 months in the name of the customer or the name of his   company or a statement of account for pos
  5. Recent commercial register (not surpassing three months)
  6. Copy of tax card
  7. Copy of the latest update for the company foundation contract, specifying the partner’s share

 

** Terms and conditions to be applied

According to income proof - Payroll Banque Misr

Program Details:

  1. This program is offered exclusively to customers employed at companies that distribute payrolls through Banque Misr
  2. Maximum loan amount up to1000,000 EGP
  3. Maximum loan tenor up to 8 years
  4. Competitive interest rate
  5. Least administrative fees
  6. Free insurance coverage against death and total disability
  7. No guarantor is required
  8. Buy out other bank's loans

     

Required documents

  1. Loan application form  
  2. Copy of valid national Identity
  3. Recent utility bill (a maximum previous 3 months)
  4. Recent salary certificate letter (a maximum previous 2 months)
  5. minimum salary transfers (at least one  month)

 

** Terms and conditions to be applied

Pension owners and beneficiaries

 

Description of the program

 

  1. Maximum loan amount up to EGP 500,000(one million pounds for pension beneficiary \ owner armed forces)
  2. Maximum loan tenor up to 8 years for pension owner, to 7 years for pension beneficiary(10 years for pension beneficiary \ owner armed forces)
  3. Competitive interest rate
  4. Least administrative fees
  5. Free insurance coverage against death
  6. No guarantor required

 

Required Documents

 

  1. Loan application form
  2. Copy of Valid National Identity
  3. Recent utility bill (maximum previous 3 months)
  4. Recent pension Certificate

 

**Terms and conditions to be applied

 

Salary advance

Service Specifications:

 

  • Highest salary advance facility up to 65% of monthly salary amount (capped at EGP 20,000)
  • Longest payback period up to two years, renewable without new documents
  • Lowest interest rate
  • Lowest administrative fees
  • Possibility to withdraw and payback the advance more than once during the same month
  • Ability to withdraw the advance amount all at one or in parts through an ATM
  • Advance settlement upon salary transfer to account

 

Required Documents:

 

  • Advance salary application form
  • Copy of a valid national ID
  • Utility receipt not older than 3 months
  • Salary account 3-month statement or an official stamped 2-month detailed payroll letter from employer


 
*Terms and conditions apply

Secured cash loan

Program details

  1. Maximum loan amount up to 100 million (without maximum loans number)
  2. Maximum loan tenor up to 10 years.
  3. Lending margin up to 90%.
  4. Competitive interest rate
  5. Least administrative fees.

Required Documents

  1. Loan application form
  2. Copy of valid national identity (for Egyptian customers) , or copy of valid passport (for foreigner customer).

**Terms and conditions to be applied

Secured Overdraft

Program details

  1. Maximum facility amount more than EGP 100 million
  2. Maximum facility period for 2 years
  3. Lending margin up to 90%.
  4. Competitive interest rate


 

Required documents

  1. Facility application form
  2. Copy of valid national Identity (valid passport for foreigners)

 

 

Terms and conditions to be applied

 

Islamic Loans

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Retail Loans

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