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Education Loan

Education Loan

Financing different stages of education; school, undergraduate and postgraduate degrees and specialized courses.


Education loans are granted to Egyptians through the following finance schemes:

  • Employees with a pledge from their employing company to transfer the monthly salary / installment
  • Employees with proof of income certificate
  • Self-employed professionals and commercial and industrial business owners
  • Pensioners / Pension Beneficiaries  (with or without a pledge to transfer pensions)
  • Loans guaranteed against savings deposits (Egyptians and foreigners)

General conditions for granting the loan:

  • Competitive interest rate
  • The debtor must be at least 21 years old
  • Loan capped at up to EGP 500,000 (conditions applicable)
  • Financing worth up to 100% of the value of tuition
  • Loan period of up to 84 months

Required documents:

  • Copy of a valid national ID card
  • Recent original utility bill at the customer’s residence (gas, electricity, water, telephone)
  • Letter documenting tuition fees

For employees:

  • A certificate of income is required
  • Employer's pledge to transfer the monthly salary / installment (in the case of employer’s pledge)

For self-employed, commercial and industrial business owners:

  • Copy of tax card
  • Copy of license/permit to practice the profession (for self-employed)
  • Recent official extract from the commercial registry
  • Bank statement for the previous 6 months or income statement from a public accountant, approved by the Central Bank of Egypt or the Egyptian Society for Accountants and Auditors.

For pensioners:

  • Certificate of pension
  • Beneficiaries of the pension (in the event of existing beneficiaries)
  • Pledge to transfer the monthly pension (in the case of the entity undertakes to transfer pension)

Additional benefits:

  • Free life insurance policy throughout the loan period
  • The possibility of funding an entire stage of education

*Terms and conditions apply

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