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Classic Credit Card



  • Card can be issued with in-kind warranty or personal guarantee
  • Card usage in both local and international purchase transactions and cash withdrawals in addition to payment in Egyptian pound.  
  • The ability to use 100% of the card credit limit in cash withdrawals.
  • Possibility of issuing a number of supplementary cards.
  • The ability to use the card over the internet.
  • Enjoy the longest grace period up to 57 days.
  • Offers you the lowest payment limit with 5% of the monthly usages.
  • Card transactions can be paid through any of Banque Misr cash deposit ATMs.
  • Card transactions can be paid at any of the BM branches available all over Egypt, and can be paid any day all over the 24 hrs. at any of BM branches located in Airports and Hotels.
  • Offers you promotions and discounts in the fanciest shopping centers inside and outside Egypt, which are specified in the following applications:-MasterCard buy 1 get 1 application for MasterCard Credit Cards
    Visa Explore application for Visa Cards
  • Free SMS service after each card transaction in addition to issuing a monthly transactions statement showing the debit value and minimum payment limit as well as credit card issuance or renewal.
  • Installment payment for card purchase transactions and cash withdrawals up to 36 months with special interest rate.
  • Purchasing using Contactless technology to make your shopping safe, fast and easy
  • Enjoy interest-free installments up to 6 or 12 months for purchases at many merchants Click here to view list of merchants


Usage limits



Limit of Online Purchasing Inside Egypt

Within the card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily

Limit of Online Purchasing Outside Egypt

According to the applied limit of outside usage for the card

Contactless Purchase limit without PIN

600 EGP per transaction or equivalent foreign currency

Number of Maximum contactless transaction limit without PIN

10 transaction

Local purchase transactions

Within the card credit limits

International purchase transactions

100 $Monthly

Local cash withdrawals (ATM)

EGP 20000 Daily:

EGP 16000from BM ATMs

EGP 4000from Other Banks' ATMs

P.O.S cash withdrawal from BM Branches

With max limit 150000 Daily

International cash withdrawals

100$ Monthly


Credit Limit


  • Enjoy credit limit starting from EGP 3000 up to less than EGP 25000


Fees and charges


Fees and charges



EGP 150


EGP 150

Supplementary cards issuance and renewal


Reissuance of are placement for lost or damaged cards


Cash withdrawals through BM ATMs and P.O.S and other banks’ machines within Egypt

2% of the amount withdrawn with minimum EGP15

Inquiry about the available balance via BM ATMs


Inquiry about the available balance via Other banks’ ATMs inside Egypt

EGP 1 pertransaction

Inquiry about the available balance via ATMs outside Egypt

EGP 3 pertransaction

Interest rate

2.5% monthly

Penalty for delay

EGP 50

Exceeding credit limit

EGP 30

Cash withdrawals outside Egypt

3% of the transaction’s value + EGP 50 pertransaction

Transactions outside Egypt (cash withdrawals – purchases)

10% of the transaction’s value

Disputing on any transaction through (Fax, Email or Call Centre) and it is proven that the customer is not entitled to dispute on such transaction

EGP 50

Printing certified transactions statement starting from the following month

EGP 20

Requesting clearance letter, certificate of indebtedness or to whom it may concern letter

EGP 50


Installment Services


Number of Months

Interest Rate on purchases

Interest Rate on cash withdrawal

6/12/24/36 months

2.1% per month on the basis of declining balance interest

2.5% per month on the basis of declining balance interest


In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:


  1. Cash withdrawal transaction is carried out through credit card according to the card available balance.
  2. During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
  3. Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
  4. Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.


To Apply for a card, kindly click here

Credit Cards

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