Benefits
- Five-year card validity
- The card is issued by opening a current account, a saving account or a day by day account
- Used in cash withdrawals and purchases
- Cardholder has the ability to transfer from one account to another through BM ATMs
- Account balances inquiry that are linked to the card through BM ATMs 24/7
- Account balances inquiry that are linked to the card through subscribing to BM’s free service “Online Banking”, available on http://www.banquemisr.com/en
Activate your card now and step into a
world meticulously crafted to reflect your lifestyle.
Activation Through Banque Misr ATMs | Activation through BM online |
1. The customer selects the preferred
language, then enters any 4-digit number and presses “Continue” to begin card
activation. 2. A verification code (OTP) will be
sent to the mobile number registered with the credit card. The customer
enters the code and presses “Confirm” to complete the activation. 3. To set a PIN, press “Continue”, then
enter the desired PIN and re-enter it for confirmation. 4. After setting the PIN, the customer
must perform a balance inquiry at any Banque Misr ATM to finalize activation. | 1.
Once the credit card appears in the BM Online mobile app, click on
“Activate”. 2. Enter the card’s expiry date. 3. An OTP will be sent to the mobile
number registered with the bank. Enter this code into the BM Online app. 4. Click “Set PIN” to create your PIN,
then re-enter it to confirm. 5. To change the PIN later, select
“Reset PIN”. 6. After creating or changing your PIN,
a balance inquiry at any Banque Misr ATM is required to complete activation. |
Fees and Commissions
Items | Fees |
Card Issuance | Free |
Renewal | Free |
Re-issuance and Replacement | Free |
Card Issuance & Renewal for supplementary | Free for first and second card EGP 1,000 from third card |
Reset PIN | Free |
Cash Withdrawal from BM ATM and BM POS networks | Free |
Cash Withdrawal using ATM networks of other banks inside Egypt | EGP 5 |
Cash withdrawal using POS of other banks inside Egypt | EGP 10 + 0.33% |
Cash Withdrawal using ATM/POS of other banks outside Egypt | EGP 50 + 3% |
Balance inquiry at BM ATM network | Free |
Balance inquiry using ATM network of other banks inside Egypt | EGP 2 per transaction |
Balance inquiry using ATM network of other banks outside Egypt | EGP 3 per transaction |
Outside usage | 5% |
Usage Limits:
Items |
|
Cash withdrawals | 30,000 EGP Daily with Maximum 15 times Daily |
Purchase | 1,000,000 EGP Daily with a limit of 3,000,000 EGP Monthly with Maximum 100 times Daily / 400 Monthly |
*Disclaimer: Fees may apply if the minimum balance threshold is not maintained.
