SMEs services

Financing Small Projects with Banque Misr Online?

Banque Misr Online's small business financing product is a new loan program for both existing and new customers, including sole proprietorships and partnerships. It's designed to finance existing small businesses, with loans ranging from 100,000 to 5 million Egyptian pounds.

Fast and Easy Application Process

• Check Your Eligibility: Answer a few simple questions to find out how much financing you can get for your project.
• Define Your Needs: Choose the loan amount and repayment period that best suits your project's needs.
• Add Suppliers and Documents: Add your suppliers and upload the required documents to track your loan application online.
• Submit Your Application: Submit your loan application for the bank to review.
• Get Approval: Receive your approval online. Sign the contracts when you meet with us and start receiving your funds.
• Disburse Your Loan: Use your approved funds to pay your suppliers.

Key Features

Transparency: Track your loan application's progress online.

Minimal Documents: You only need to provide five documents to get the loan:

• National ID card
• Commercial registration
• Tax card
• Tax status
• Financial statements

For more information on Express Loan

Express Overdraft from Banque Misr

A credit facility of up to 5 million Egyptian pounds

Get a direct credit facility for your business and only pay for what you actually use!

Why Choose Express Overdraft?

Boost your business growth now!

Express Overdraft is an essential tool that will help your business grow. By having a funding source at your disposal, you can finance daily business operations, cover short-term expenses, improve your cash flow, and easily maintain your business's financial stability. All you have to do is apply once, then manage your expenses as you need, and in the end, you only pay back what you've used.

• Available as a one-year credit facility, renewable.

Who Can Get an Express Overdraft?

Simplified conditions to suit a wide range of businesses.

• Applicant's age must be at least 25 at the time of application and not exceed 65 at the end of the facility term.
• Must have a corporate account with Banque Misr.
• Paid-up capital must be EGP 50,000 or more.
• Must have been in business for at least two years.
• Open to all legal business activities.
• Annual sales between EGP 1 million and EGP 50 million.
• Must own only one company and not be a partner in other companies.

Minimal Documents Required

Provide only five documents:

• National ID card
• Commercial registration
• Tax card
• Tax status
• Financial statements

For more information on Express Overdraft

This financing product is designed for microfinance owners who have been in business for at least one year with annual sales of up to one million Egyptian pounds.

Financing is available for both new and existing Banque Misr customers, including individuals (informal sector clients) and sole proprietorships and partnerships (formal sector clients).

Financing Details

• For Informal Sector Clients: Financing starts from 30,000 EGP up to 150,000 EGP.

• For Formal Sector Clients: Financing starts from 80,000 EGP up to 400,000 EGP.

Repayment is in equal monthly installments for up to 3 years. Islamic financing is also available.

Required Documents

Basic Documents:

• Valid National ID card

• Lease or ownership contract for the business premises

• Recent electricity bill for the business premises

Additional Documents (for Formal Sector Clients):

• Commercial registration

• Tax card

• Tax status from a certified accountant or the tax authority

For more information on Microfinance

Digital Marketing – Google Skills

Practical training on digital marketing to help you appear online and reach more customers.

• Define your target customer

• Learn how to build a website

Free Entrepreneurship Training at Nile Pioneers Centers

Start your journey to exporting with Nile Pioneers.

• Get full support for your first steps toward exporting

• Learn how to register and get an export license

• Develop a comprehensive growth plan for your project

For more information on non-financial services

The First Comprehensive Financing Program to Support Egyptian Women

Your financing, your training, your business development—that's our responsibility.

This program includes a diverse package of financial and non-financial services for business owners.

Financing Advantages:

• Multiple financing programs with competitive interest rates

• Financing of up to EGP 8 million

• Repayment period of up to 60 months

• Simplified terms and procedures

Financial and Non-Financial Solutions:

• Possibility of deferring loan installments for three months during maternity leave

• A complimentary personal accident insurance policy for the duration of the loan

• A package of consulting and non-financial services tailored to your project

• Access to the services and benefits provided by Banque Misr Business Development Centers

For more information on ZAT program