Of course, here is the translation of the provided text from Arabic to English:

Real Estate Finance for Egyptian Individuals Working Abroad

Advantages:

• Maximum finance value reaches 5 million Egyptian pounds for customers with monthly incomes from entities and companies in various countries.

• Longest repayment period up to 180 months.

• Maximum finance percentage reaches 80% of the unit's value.

• Competitive interest rate.

• Lowest administrative fees for the loan (collected upon disbursement of the loan).

• Free life and total disability insurance.

• Exemption of the customer from account opening fees, proportional stamp duty, and credit inquiry fees.

• Possibility of financing residential / resort units.

• Possibility to track your account through the BM Online Banking application.

• Possibility to apply for financing from outside the country.

Conditions:

• The maximum monthly installment is 40% of the net monthly income, provided that the monthly burden ratio for the customer's total facilities does not exceed 50% of the net monthly income.

• The minimum age of the customer is 25 years and the maximum age is 60 years at the end of the financing period.

• The minimum net monthly income is 5000 US dollars or its equivalent in the currency of the country where the customer resides.

• Loan installments are to be paid in the currency of the country where the customer resides.

• Types of units to be financed:

  • Units registered with the Real Estate Registry (Shahr El Akary) in the seller's name or built on lands registered with the Real Estate Registry.

  • Units owned by city authorities, direct sale from the New Urban Communities Authority (NUCA).

  • Resale units such as Dar Misr / Sakan / Authority units... etc.

  • Units belonging to a developer, housing association, or a corporate entity, provided that the owning entity approves placing a sale restriction (Hathr El Bai').