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Certificate of deposit in the Egyptian Pound

Talaat Harb Certificate of deposit

  • The certificate can be issued for individuals only (Egyptian/ foreign) 
  • The certificate tenor is 12 months
  • Minimum issuance amount is EGP 1000 and its multiples
  • The annual fixed interest rate is paid monthly / annually
  • The certificate can be fully or partially redeemed after 6 months from issuance date
  • Eligibility for secured facility
  • The certificate can be acquired through the Internet , BM online and Banque Misr ATMs
 

*Terms and conditions apply
* For more information please call 19888 or visit the nearest branch of Banque Misr

Al Qimma Certificate of deposit

 

  • The certificate can be issued for individuals only
  • The certificate tenor is 3 years
  • Minimum purchasing amount is EGP 1000 and its multiples
  • The annual fixed interest rate is paid monthly/ Quarterly / Semi-annual / Annual
  • The certificate can be fully or partially redeemed after 6 months from issuance date
  • Eligibility for secured facility according to Certificates of deposit classification

 

 


Certificates of deposit for 5 years with fixed interest

  • The certificate can be issued for individuals only
  • The certificate tenor is 5 years
  • Minimum purchasing amount is EGP 1200 for 5 years (paid monthly) and EGP1000 (paid annually) for 5 years annual rate and its multiples
  • The annual fixed interest rate is paid monthly / annually
  • The certificate can be fully or partially redeemed after 6 months from issuance date


 

Certificates of deposit for 7 years with fixed interest

  • The certificate can be issued for individuals only
  • The certificate tenor is 7 years
  • Minimum purchasing amount is EGP 750 and its multiples
  • The annual fixed interest rate is paid monthly
  • The certificate can be fully or partially redeemed after 6 months from issuance date


El Tholatheya certificate with Monthly variable interest

  • The certificate can be issued for individuals only
  • The certificate tenor is 3 years
  • Minimum purchasing amount is EGP 500 and its multiples
  • The annual variable interest rate is paid Monthly
  • The certificate can be fully or partially redeemed after 6 months from issuance date
  • Eligibility for secured facility according to Certificates of deposit classification


    El Tholatheya certificate with Quarterly variable interest

    • The certificate can be issued for individuals only
    • The certificate tenor is 3 years
    • Minimum purchasing amount is EGP 1000 and its multiples
    • The annual variable interest rate is paid quarterly
    • The certificate can be fully or partially redeemed after 6 months from issuance date
    • Eligibility for secured facility according to Certificates of deposit classification


      El Ekhtiar certificates of deposit with accumulative interest rate

      • The certificate can be issued for individuals only
      • The certificate can be issued for individuals only
      • The certificate tenors are 5/10 years
      • The face value is EGP 1000 and its multiples, and it is issued with a discounted value according to its period
      • the interest rate is compounded and paid at maturity in addition to its discounted value, so the client earns the nominal value at maturity
      • The certificate can be fully or partially redeemed after 12 months from issuance date
      • Eligibility for secured facility according to Certificates of deposit classification

      Aman El-Masreyeen certificates of deposit

      Aman EL-Masreen is a new certificate issued as a support of CBE Financial Inclusion Initiative; it is a nominal certificate in local currency for 3 years with automatic renewal for two periods only offering saving, life insurance and valuable prizes

      Certificate properties and conditions:

      • The certificate can be issued for individuals only from 18 years old till 59 years old
      • The certificate tenor is 3 years
      • Minimum purchasing amount is EGP 500 and its multiples not more than EGP 2500 (in all participating banks)
      • Interest payment is through existing customer account.
      • All expenses are exempted during the purchase of the certificate.
      • Loan against deposit is not allowed
      • The certificate offers a life insurance policy
      • You may be a lucky person and win a prize of EGP 10,000 (Tax-free), Every EGP 500 represents an opportunity to win ,withdrawal is every three months. (The winner does not enter other draws)
      • The certificate can be fully redeemed any time .
      • The amount of the compensation due and the nominal amount of the certificate due to the heirs / beneficiaries will be paid through Misr Life Insurance Company
      • You can choose the way of payment for compensation to be lump sum amount through Misr Life Insurance company in case of death (God forbid), whether natural death or death by accident
        and insurance coverage is as follows:
      Certificate amount

      EGP 500

      EGP 1,000

      EGP 1,500

      EGP 2,000

      EGP 2,500

      Monthly premium

      EGP 4

      EGP 8

      EGP 12

      EGP 16

      EGP 20

      Insurance amount (normal death)

      10,000

      20,000

      30,000

      40,000

      50,000

      Insurance amount (accidental death)

      50,000

      100,000

      150,000

      200,000

      250,000

      • You can also choose the other way of payment for compensation in case  of death as a guaranteed pension paid for a specific period starting from the month following the date of death as shown in the tables below:

      Insurance amount (normal death)

      Guaranteed monthly pension

      For 5 years

      For 10 years

      EGP 10,000

      EGP200

      EGP120

      EGP 20,000

      EGP400

      EGP240

      EGP 30,000

      EGP600

      EGP360

      EGP 40,000

      EGP800

      EGP480

      EGP50,000

      EGP1,000

      EGP600

       

      Insurance amount (Accident death)

      Guaranteed monthly pension

      For 5 years

      For 10 years

      EGP 50,000

      EGP1,000

      EGP600

      EGP 100,000

      EGP2,000

      EGP1,200

      EGP 150,000

      EGP3,000

      EGP1,800

      EGP 200,000

      EGP4,000

      EGP2,400

      EGP 250,000

      EGP5,000

      EGP3,000

       

      • To view the draw result, please click here

         

       

      To view return rates, please visit the following link: Interest Rates
      *Terms and conditions apply
      * For more information please call 19888 or visit the nearest branch of Banque Misr

       

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