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Insurance programs For Individuals content

Mostakbalak for Family Protection

 

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Details

Product Features
  • This program provides the necessary insurance coverage to protect your family.
  • The program ensures that the beneficiaries claim the insurance amount in the event of the insured risk.
  • The program is recommended for to:
  1. Business Partners (insure business partners to ensure business continuity in case of death or any covered risk occurs to any of the partners.)
  2. Credit customers (a program designed to repay loans at the event of death or in the event of any covered risk)
  3. Couple (joint insurance coverage for both for spouses from any of the covered risks)

Investment mechanism

This program is mainly designed to provide life insurance not investment.

Age

Min age for subscription is 21 years while max age is 59 years.

Coverages

Basic cover: in the event of death

Additional covers: total permanent disability, partial permanent disability due to accident

Premium payments

(Monthly, Quarterly, Semi-Annually, Annually)


  • This product is available in Egyptian pound or US dollar.
  • This product is available for all Egyptians & for non-Egyptians or foreigners they must have at least 6 months’ residence in Egypt, owns a private business or has children currently receiving education in Egypt
  • All life insurance policies include death due COVID-19 as a part of its basic coverage. All life insurance policies include COVID-19 in their basic coverage.

 

 

 

  

 

Mostakbal for your children's education

 

 

  

 

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 Details

Product Features
  • Designed with unprecedented flexibility to fit all your needs. The program allows you to insure your life and secure your children's education.
  • Insure children’s school expenses in the event of death of the insured person.
  • Provide children’s university tuition fees to be received receive either in lump sum or up to five annual payments.
  • Waiver of premium in the event of death or total disability of the insured person.
  • The payment period can be reduced to a minimum of five years less than policy’s term.
  • Possibility of amending some of the policy’s terms (installment values, beneficiaries, periodic payment, etc.) in accordance with the regulatory terms and conditions.
  • Possibility of increasing the annual installment’s value by adding a variation rate to meet with the inflation.
  • Possibility to withdraw an amount from the investment account starting from the second year of the policy's term according to the policy’s terms and conditions
Age Min age for subscription is 21 years while max age is 59 years.
Coverages
  • Death
  • Total permanent disability.
Premium Payments (Monthly, Quarterly, Semi-Annually, Annually)
  • This product is available in Egyptian pound or US dollar.
  • This product is available for all Egyptians & for non-Egyptians or foreigners they must have at least 6 months’ residence in Egypt, owns a private business or has children currently receiving education in Egypt
  • All life insurance policies include death due COVID-19 as a part of its basic coverage.

 

 

 

Mostakbalak For protection and investment

 

    

Data

Details

Product Features

 

  • The program is designed with unprecedented flexibility to fit all your needs..
  • You canrecoveryour investmentat the end of the policy's tenure, either as a one off payment, or in the form of annual income, or as a combination of the two options at your own convenience according to the terms of the policy.
  • Possibility of amending the policy’s terms (installment values, beneficiaries, periodic payment, etc.) in accordance with the regulatory terms and conditions.The payment period can be reduced to a minimum of five years less than policy’s tenureThe ability to add direct contributions (Booster) to the investment account to maximize the value of the returns.
  • Possibility of increasing the annual installment’s value by addingescalating rateto meet with the inflation rates.Possibility to withdrawpart of the funds from the investment account starting from the second year of the policy's tenure.

Investment mechanism

Through units in selected investment funds in Egyptian Pounds or US dollars

Age

Min age for subscription is 21 years while max age is 59 years.

Coverages

Basic:in the event of death

Additional: Permanent total disability, critical illness, permanent partial disability due to accident

Premium Payments

(Monthly, Quarterly, Semi-Annually, Annually)

Claim amount

Inclusive: The insurance amount or the investment account amount, whichever is greater

Exclusive: The insurance amount plus the investment account amount

 

  • This product is available in Egyptian pound or US dollar.
  • This product is available for all Egyptians & for non-Egyptians or foreigners they must have at least 6 months’ residence in Egypt, owns a private business or has children currently receiving education in Egypt
  • All life insurance policies include death due COVID-19 as a part of its basic coverage. All life insurance policies include COVID-19 in their basic coverage.



 

 

 

 

 

 

Mostakbalak for Retirement

 

 

Data

Details

Product Features
  • The program is designed with unprecedented flexibility to fit all your needs..
  • You can recover your investment at the end of the policy's tenure, either as a one off payment, or in the form of annual income, or as a combination of the two options at your own convenience according to the terms of the policy.
  • You can benefit from of the insurance claim amount plus the amount available in the investment account in the event of occurance of the insured risk.
  • Possibility of amending the policy’s terms (installment values, beneficiaries, periodic payment, etc.) in accordance with the regulatory terms and conditions. The payment period can be reduced to a minimum of five years less than policy’s tenure.
  • The ability to add direct contributions (Booster) to the investment account to maximize the value of the returns.
  • Possibility of increasing the annual installment’s value by adding escalating rate to meet with the inflation rates. Possibility to withdraw part of the funds from the investment account starting from the second year of the policy's tenure.
 

Investment mechanism

Variable annual returns associated with secure investment tools.

Age

Min age for subscription is 21 years while max age is 59 years.

Coverages
  • Basic cover:death
  • Additional covers: Total permanent disability, critical illness, partial permanent disability due to an accident.

Premium Payments

(Monthly, Quarterly, Semi-Annually, Annually)

Claim amount

Inclusive: The insurance amount or the investment account amount, whichever is greater

Exclusive: The insurance amount plus the investment account amount

 


  • This product is available in Egyptian pound or US dollar.
  • This product is available for all Egyptians & for non-Egyptians or foreigners they must have at least 6 months’ residence in Egypt, owns a private business or has children currently receiving education in Egypt
  • All life insurance policies include death due COVID-19 as a part of its basic coverage. All life insurance policies include COVID-19 in their basic coverage.



 

 

 

 

 

 

 

 

Insurance programs For Corporate

Group Life Plan for Employees

 

                                                                        

Data Details
Product Features
  • Compensation amount is paid to the company in case any of the covered risks occurs to any of the beneficiaries i.e. employees.
  • Flexibility in payment schemes.

 

Coverages

Basic cover: in the event of death

Additional covers: total permanent disability, partial permanent disability due to accident

 

 

Group Retirement Plan

     

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Details

Product Features
  • This program is based on a group basis and on competitive and effective conditions for all your company's employees.
  • Contribution per employee is defined from the beginning as a proportion of his/her income.
  • Each contribution is placed in a personal investment account for the employee, and the amount is invested to accumulate with the reported annual profits.
  • The employer has the ability to add amounts to enhance the employees' pension capital and to retain their loyalty to the business.

 

 

 
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