Benefits
- Card can be issued with in-kind warranty or personal guarantee.
- Card can be issued with assets or cash guarantees.
- Card is usable for local and international transactions and repayment is in Egyptian pounds.
- Multiple supplementary cards can be issued.
- Card can be used for online transactions.
- Long grace period at up to 57 days
- Card debit can be repaid through any Banque Misr cash deposit ATMs.
- Card transactions can be paid at any Banque Misr branch across Egypt, every day 24 hours a day at Banque Misr branches located at airports and hotels.
- Promotions and discounts at luxury shopping centers in Egypt and abroad, as specified in the MasterCard Buy 1 Get 1 application
- Free SMS service after each card transaction in addition and a free monthly statement outlining all debit transactions and payments due on the card, as well as issuance and renewal fees.
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- Installment payment for card purchases over up to 36 months with a special interest rate according to the customer's choice.
Usage limits
| Usage limits | Details |
| Local and international purchases | Within the card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily |
Contactless purchase limit without pin inside Egypt | 600 EGP per transaction with maximum 15 consecutive transaction |
| Contactless purchase limit without pin outside Egypt | Equivalent to 1500 EGP per transaction with maximum 15 consecutive Transaction |
| Local purchase transactions | Within the card credit limits |
| International purchase transactions (In case the customer has informed the bank of the travel) | 100 $Monthly |
Credit Limit
Credit limit starting from EGP 1,000 up to EGP 150,000
Fees and charges
Fees and charges | Details |
Issuance | EGP 150 |
Renewal | EGP 75 |
Supplementary cards issuance and renewal | EGP 50 |
Replacement of lost/damaged cards | EGP 75 |
Balance inquiry via Banque Misr ATMs | Free |
Balance inquiry via other ATMs inside Egypt | EGP 1 per transaction |
Balance inquiry via ATMs outside Egypt | EGP 3 per transaction |
Interest rate | 3% Monthly (Decreasing) |
Late fee | EGP 75 |
Exceeding credit limit fee | EGP 75 |
Transactions outside Egypt (purchases) | 10% of transaction value |
Penalty for unjustified disputes over transactions (via fax, email, post, call center) | EGP 50 |
Printed certified transaction statement, starting from the following month | EGP 20 |
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter | EGP 50 |
To Apply for a card, kindly click here
