- Internet banking
- Download the Mastercard Travel Pass app
- Register your BM World Mastercard card securely
- Promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Use your World Master Card Credit Card to Book your next holiday on booking.com and enjoy up to 7% wallet credit across hundreds of thousands of properties locally and around the world
- Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your world MasterCard.
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out.
- Free SMS service after each card transaction.
- Purchasing using Contactless technology to make your shopping safe, fast and easy.
-
International usage is available after 2 months for credit cards following their date of issuance.
-
Get a 20% discount on Talabat delivery service every month by using the promocode MASTERCARD.
-
Enjoy unlimited free access to more than 1200 airport lounges by downloading the Mastercard Travel Pass app from the App Store or Google Play. Simply register using your Mastercard World Credit card. To qualify, you will be required to make at least USD 1 (EGP equivalent) international transaction at point of sale (POS) or ecommerce to be eligible for your lounge benefit. Each eligible transaction will unlock 3 months of lounge access .
Rewards Program:
- Earn 3 points per each EGP spent locally and internationally.
- Enjoy 40,000 welcome points upon spending 5,000 EGP within 3 months from the issuing date.
- Earned points can be redeemed through various ways:
- Electronic Vouchers: Use your points to generate E-vouchers through BM online redeemable at participating merchant outlets.
- Instant Redemption: Instantly redeem your points at selected partner merchants without need for E-voucher issuance.
- Cashback: Convert your points into cash and transfer the value directly to your Banque Misr card.
- For more information please visit: Banquemisr - BM Rewards Club
- To be able to manage your points please log into BM online or visit: www.bmrewardsclub.com. Terms and conditions applied.
| Usage limits |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 400000 EGP per Month with a limit of 20 times daily |
| Limit of Online Purchasing Outside Egypt
(In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
100,000EGP Monthly with a limit of 15 times daily |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) |
300,000 EGP Monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel) |
100,000EGP Monthly |
|
Local cash withdrawals (ATM) |
EGP 30000 Daily |
|
P.O.S cash withdrawal from BM Branches |
with max.limit 250000 |
|
International cash withdrawals (ATM & POS) (In case the customer has informed the bank of the travel) |
6,000 EGP Monthly |
Credit Limit
- Enjoy credit limit starting from EGP 100000 up to less than EGP 300000
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP2500 |
|
Renewal |
EGP2500 |
|
Supplementary card issuance and renewal |
EGP500 |
|
Reissuance for a replacement for lost/damaged card |
EGP500 |
|
Cash withdrawals through BM ATMs and P.O.S and Other Banks machines within Egypt |
2% of the amount withdrawn with minimum EGP 15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks ATMs inside Egypt |
EGP 1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP 75 |
|
Exceeding credit limit |
EGP 75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP 50 per transaction |
|
Commission for transactions outside Egypt (cash withdrawals – purchases) |
5% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP 50 |
|
Printing certified transactions statement starting from the following month |
EGP 20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP 50 |
| Upgraded credit cards fees | 50% of the issuance fees ( first three years) |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
World Elite Card
Benefits
-
- Internet banking
- Promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Use your World MasterCard Credit Card to Book your next holiday on booking.com and enjoy up to 7% wallet credit across hundreds of thousands of properties locally and around the world
- Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your world MasterCard
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out
- Free SMS service after each card transaction in addition to issuing a monthly transactions statement showing the debit value and minimum payment limit as well as credit card issuance or renewal
- Installment payment for card purchase transactions and cash withdrawals up to 36 months with special interest rate
- Enjoy interest-free installments up to 60 months for purchases at many merchants
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- Unlimited free access to over 1200 airport lounges worldwide by downloading the Mastercard Travel Pass app from the App Store or Play Store and registering with your Mastercard World Elite card.
- Get a 20% discount on Talabat delivery service every month by using the promocode MASTERCARD.
- International usage is available after 2 months for credit cards following their date of issuance.
- Enjoy unlimited free access to more than 1200 airport lounges by downloading the Mastercard Travel Pass app from the App Store or Google Play. Simply register using your Mastercard World Credit card. To qualify, you will be required to make at least USD 1 (EGP equivalent) international transaction at point of sale (POS) or ecommerce to be eligible for your lounge benefit. Each eligible transaction will unlock 3 months of lounge access .
Rewards Program:-
- Earn 3.5 points per each EGP spent locally and internationally.
- Earned points can be redeemed through various ways:
- Electronic Vouchers: Use your points to generate E-vouchers through BM online redeemable at participating merchant outlets.
- Instant Redemption: Instantly redeem your points at selected partner merchants without need for E-voucher issuance.
- Cashback: Convert your points into cash and transfer the value directly to your Banque Misr card.
- For more information please visit: Banquemisr - BM Rewards Club
- To be able to manage your points please log into BM online or visit: www.bmrewardsclub.com. Terms and conditions applied.
Usage limits:
|
Usage limits |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 800000 EGP per Month with a limit of 20 times daily |
|
Limit of Online Purchasing Outside Egypt (In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
100,000EGP Monthly with a limit of 15 times daily |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) |
300,000 EGP Monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel) |
100,000EGP monthly |
|
Local cash withdrawals (ATM) |
EGP 30000 Daily |
|
P.O.S cash withdrawal from BM Branches |
with max.limit 250000 |
|
International cash withdrawals (In case the customer has informed the bank of the travel) |
6,000 EGP monthly |
Credit Limit
|
For secured cards |
Starting from EGP 300000 to EGP 1000000 |
|
For unsecured cards |
Starting from EGP 300000 to EGP 1250000 |
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP8000 |
|
Renewal |
EGP 8000 |
|
Supplementary cards issuance and renewal |
EGP1000 |
|
Reissuance of a replacement for lost /damaged card |
EGP500 |
|
Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt |
2% of the amount withdrawn with minimum EGP 15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks ATMs inside Egypt |
EGP 1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP 75 |
|
Exceeding credit limit |
EGP 75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP 50 per transaction |
|
Commission for transactions outside Egypt (cash withdrawals – purchases) |
5% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP 50 |
|
Printing certified transactions statement starting from the following month |
EGP 20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP 50 |
| Upgraded credit cards fees | 50% of the issuance fees ( first three years) |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
To Apply for a card, kindly click here
