Platinum & World & World Elite Debit Card


Benefits
- Five-year card validity
- The card is issued by opening a current account, a saving account or a day by day account
- Used in cash withdrawals and purchases inside and outside Egypt
- The card could be linked with maximum six multiple accounts maximum (current - saving - certificates) in addition to the Primary account
- The ability to issue supplementary cards
- Free SMS Transaction Alerts
- Enjoy unlimited free access to over 1,000 airport lounges worldwide, including Lounge Key lounges, by downloading the Mastercard Travel Pass app from the App Store or Google Play.
- Free access to over 900 LoungeKey™ airport lounges across the globe for World & World Elite and for Platinum 25 LoungeKey™ airport lounges, for more information about the VIP lounges please visit the below links for each card:
Card | Website |
World | |
World Elite | |
Platinum |
- Also download LoungeKey™ application
- Access to many insurance protection programs (Travel Insurance –Travel Health Insurance-Car Rental Insurance)
- Allocating the following channels for customer service:
- Dedicated channel for customer service center19888 for this particular segment of customers
- Allocate 01011119888 to receive text messages from customers
- Allocate e-mail bmvip@banquemisr.com to receive and respond to customer correspondences
- Domestic and International Concierge services:
Service | Hotline | Entitled Card(s) |
Domestic Concierge | +201033236332 | World and World Elite |
International Concierge | +13123402532 | World Elite |
- Benefit from MasterCard various offers and discounts for cardholders through the MasterCard for you application that is downloaded by customers on their mobile phones
- For more information on card benefits please download the below applications:
- Priceless specials.
Account balances inquiry that are linked to the card through subscribing to BM’s instant free service “Online Banking”, available on http://www.banquemisr.com/en
- Earn reward points through domestic and international spends, which can be redeemed through the following:
- Travelling All Over the World (Airline Tickets- Hotels-Car Rent)
- Electronic vouchers for purchases made at any of BM partner merchant outlets.
- Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will be couriered to your registered address
- Recharging Mobile Credit
- Ability to redeem the value of the point to cash transfer to your card
To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage Limits
Item | World Elite | World | Platinum |
Limit of Online Purchasing Inside Egypt | 800,000 EGP Monthly With Maximum 20 times Daily | 400,000 EGP Monthly With Maximum 20 times Daily | 400,000EGPMonthly With Maximum 12 times Daily |
Limit of Online Purchasing Outside Egypt | NA | NA | NA |
Purchase inside Egypt | 1,000,000 EGP Daily with a limit of 3,000,000 EGP Monthly | 750,000 EGP Daily with a limit of 2,000,000 EGP Monthly | 750,000 EGP Daily with a limit of 2,000,000 EGP Monthly |
Purchase outside Egypt | NA | NA | NA |
Cash withdrawals from BM ATM Other Banks’ ATMs & POS inside Egypt | Maximum EGP 30000 per day-Maximum15times per day | Maximum EGP 30000 per day-Maximum15times per day | Maximum EGP 30000 per day-Maximum12times per day |
Cash withdrawals from BM POS inside Egypt | EGP 250000 Per day
| ||
Cash withdrawals from ATMs & POS outside Egypt | NA | NA | NA |
Fees and Commissions
Item | World Elite | World | Platinum |
Card Issuance | 8000 | 3000 | Free |
Renewal | 8000 | 3000 | Free |
Card Issuance for supplementary | 1000 | 500 | Free |
Renewal for supplementary cards | 1000 | 500 | Free |
Replacement for lost or damaged Card | 500 | 500 | Free |
Password setup /Reset password | Free | Free | Free |
Cash Withdrawal from BM ATM and BM POS networks | Free | Free | Free |
Cash Withdrawal using ATM networks of other banks inside Egypt (via EBC network) | EGP 5 | EGP 5 | EGP 5 |
Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network) | EGP 5 | EGP 5 | EGP 5 |
Cash withdrawal using POS of other banks inside Egypt | EGP 10 + 0.33% (VISA+MASTERCARD) | EGP 10 + 0.33% (VISA+MASTERCARD) | EGP 10 + 0.33% (VISA+MASTERCARD) |
Cash Withdrawal using ATM/POS of other banks outside Egypt | EGP 50 + 3% (VISA +MASTERCARD) | EGP 50 + 3% (VISA +MASTERCARD) | EGP 50 + 3% (VISA +MASTERCARD) |
Balance inquiry at BM ATM network | Free | Free | Free |
Balance inquiry using ATM network of other banks inside Egypt | EGP 2 per transaction | EGP 2 per transaction | EGP 2 per transaction |
Balance inquiry using ATM network of other banks outside Egypt | EGP 3 per transaction | EGP 3 per transaction | EGP 3 per transaction |
Outside usage | 10% of the transaction’s total value | 10% of the transaction’s total value | 10% of the transaction’s total value |
Customer disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center) | EGP 50 | EGP 50 | EGP 50 |