Benefits
Hawalty Card is issued free of charge at all BM branches to beneficiaries (inside Egypt). The card offers a real time crediting of remittances from abroad without visiting BM branches since the beneficiaries' ID number will be registered among card details.
Issued to all customers from BM branches
Valid for three years
The transfer can be processed through a network of correspondent Arab banks whose details are listed on BM websiteor available through contacting the bank.
SMS remittance alerts service on funds arrival in recipient account and cash pick-up outlets.
Promotions and discounts in the fanciest shopping centers inside and outside Egypt, which are specified in the following applications:-
MasterCard buy 1 get 1
MasterCard for you
International transfer is credited immediately to beneficiary's card in Egyptian pounds.
Cardholders can spend remittance funds 24 hours a day through BM ATM machines inside and outside Egypt
Usage Limits
Limit of Online Purchasing Inside Egypt | 400,000 EGPMonthly With Maximum 8times Daily |
Limit of Online Purchasing Outside Egypt | According to the
applied limit of outside usage for the card |
Purchases inside Egypt | According to the available limit– maximum by EGP 50000 per month |
Purchases outside Egypt | Equivalent to USD 100 per month |
Cash withdrawals from BM ATM and other bank’s ATM & POS outside Egypt |
Maximum 5 times per day with a Maximum amount of EGP 10000 per day and EGP 50000 per month |
Cash withdrawals from BM POS | According to the available limit– maximum by EGP 50000 per month |
Cash withdrawals outside Egypt | USD 100 per month |
Monthly Money Transfer Limit | EGP 50000 |
Maximum Unused Credit Balance | EGP 50000 |
Fees and Commissions
Issuance | Free |
Card Replacement(Lost or Damaged) | EGP 20 |
Reset password | EGP 10 |
Cash Withdrawal using BM ATM & POS | Free |
Cash Withdrawal using ATM networks of other banks inside Egypt (Via EBC Network 123) | EGP 5 |
Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network) | EGP 5 |
Cash Withdrawal using other banks POS inside Egypt | EGP 10 + 0.33% |
Cash Withdrawal using ATM/POS networks of other banks outside Egypt | EGP 50 + 3% |
Balance inquiry at BM ATM network | Free |
Balanceinquiryusing ATM network of other banks inside Egypt | EGP2 per transaction |
Balanceinquiryusing ATM network of other banks outside Egypt | EGP 3 per transaction |
| Outside usage | 10% of transaction’s total value |
Customer disputed transactions that are not entitled to costumer, whether through (fax - email - mail - call center) | EGP 50 |
