Real Estate Financing 

Benefits

• Repayment can be extended for up to 180 months.

• The financing amount is equivalent to 100% of the unit's value, factoring in the credit ratio for each savings account.

• Offers a competitive interest rate.

• Financing can go as high as 50 million EGP.

• Minimal administrative fees for the loan (collected upon loan disbursement).

Client's Required Documents

• A photocopy of a valid national identification card for Egyptian citizens (or a valid passport for non-Egyptians).

Unit's Required Documents

• The seller's title deed.

• Building permit or Form 10 for accepting reconciliation for any violations.

• Any additional documents necessary for the legal research process.

Benefits:

- The maximum loan amount is up to 5 million Egyptian pounds for those earning monthly income from companies overseas.

- Long repayment terms, up to 180 months.

- Financing up to 80% of the property's value. 

- Competitive interest rates.

- Minimal loan fees (paid upon disbursement).

- Free life and disability insurance.

- No account opening, stamp duty, or credit check fees.

- Can finance residential or vacation properties.

- Manage your account via online banking.

- Apply for financing remotely.

To qualify:

- Monthly installments max 40% of net income, with total debt obligations below 50% of income.

- Minimum age 25 years, maximum 60 years at loan maturity.  

- Minimum $5,000 monthly income or equivalent in foreign currency.

- Installments paid in the currency of the country of residence.

Eligible properties:

- Registered to the seller or on registered land.

- Sold directly by city's government offices.

- Resale units (e.g., Dar Misr, state housing).

- Developers or entities sell units with sale approval.

1.     Application - Egyptians Abroad Individual Mortgage

2.       Health Status Questionnaire