- Internet banking
- Use your Visa Card and get a 11% discount on Gettransfer.com
- Purchases protection service; offered to Platinum Visa Cardholders to protect their purchase against theft and damage for up to 365 days as of the date of purchase.
- Access to VIP lounges in more than 25 Airports around the world, for further information please visit: https://www.loungekey.com/visaplatinummena
- Extended warranty period; warranty period for all the purchases purchased with platinum visa credit card extends up to one year maximum
- Enjoy several benefits and services during travelling including medical and legal services in addition to other services all over the world
- Free SMS service after each card transaction.
- Purchasing using Contactless technology to make your shopping safe, fast and easy
International usage is available after 2 months for credit cards following their date of issuance.
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 2 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
- Cash back to your credit Card
- To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
Limit | Details |
Limit of Online Purchasing Inside Egypt | Within the card credit limits with Maximum 400,000 EGP per Month with a limit of 12 times daily |
Limit of Online Purchasing Outside Egypt (In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) | 50,000 EGP Monthly with a limit of 8 times daily |
Contactless purchase limit without pin inside Egypt | 600 EGP per transaction with maximum 15 consecutive transaction |
Contactless purchase limit without pin outside Egypt | Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
Local purchase transactions | Within the credit limits of the card |
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) | 150,000 EGP Monthly |
International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel) | 50,000EGP monthly |
Local cash withdrawals (ATM) | EGP 30000 Daily: EGP 26000 from BM ATMs EGP 4000 from Other Banks' ATMs |
P.O.S cash withdrawal from BM Branches | with max limit 250000 Daily |
International cash withdrawals (In case the customer has informed the bank of the travel) | 3000 EGP Monthly |
Credit Limit
Enjoy credit limit starting from 25000 EGP up to less than 100000 EGP
Fees and charges
Fees and charges | Details |
Issuance | EGP 500 |
Renewal | EGP 500 |
Supplementary cards issuance and renewal | EGP 300 |
Reissuance of replacement for lost/damaged cards | EGP250 |
Cash withdrawals through BM ATMs and P.O.S and Other banks’ machines within Egypt | 2% of the amount withdrawn with minimumEGP15 |
Inquiry about the available balance via BM ATMs | Free |
Inquiry about the available balance via Other banks’ ATMs inside Egypt | EGP1 per transaction |
Inquiry about the available balance via ATMs outside Egypt | EGP 3 per transaction |
Interest rate | 4% monthly |
Penalty for delay | EGP 75 |
Exceeding credit limit | EGP 75 |
Cash withdrawals outside Egypt | 3% of the transaction’s value + EGP 50 per transaction |
Commission for transactions outside Egypt (cash withdrawals – purchases) | 5% of the transaction’s value |
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction | EGP 50 |
Printing certified transactions statement starting from the following month | EGP 20 |
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter | EGP 50 |
Installment Services
Number of Months | Interest Rate on purchases | Interest Rate on cash withdrawal |
6/12/24/36 months | 3% per month on the basis of declining balance interest | 3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
MasterCard Platinum Credit Card
Benefits
- Internet banking
- Access to VIP Lounges in up to 25 International Airports contracted with MasterCard by downloading the Mastercard travel pass application
- promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Use your Platinum Mastercard on Careem App across the Middle East to save 20% on 3 rides every month using Promo Code”MASTERCARD”
- Protecting Platinum MasterCard purchases against theft and damage for up to 180 days as of the date of purchase (the date proved within the purchase bill).
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out.
- Free SMS service after each card transaction.
- International usage available after 6 month for credit card that has been issued since 20 Dec 2023
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 2 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
Cash back to your credit Card
- To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
Limit | Details |
Limit of Online Purchasing Inside Egypt | Within the card credit limits with Maximum 400,000 EGP per Month with a limit of 12 times daily |
Limit of Online Purchasing Outside Egypt (In case the customer has not informed the bank of the travel) (within the monthly purchase limit outside Egypt) | 25,000 EGP Monthly with a limit of 8 times daily |
Contactless purchase limit without pin inside Egypt | 600 EGP per transaction with maximum 15 consecutive transaction |
Contactless purchase limit without pin outside Egypt | Equivalent to 50 USD per transaction with maximum 15 consecutive Transaction |
Local purchase transactions | Within the credit limits of the card |
International purchase transactions (In case the customer has informed the bank of the travel) (E-commerce - POS) | 150,000 EGP monthly |
International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel)
| 25,000 EGP monthly |
Local cash withdrawals (ATM) | EGP 20000 Daily: EGP 16000 from BM ATMs EGP 4000 from Other Banks' ATMs |
P.O.S cash withdrawal from BM Branches | with Mix. limit EGP 150000 daily |
International cash withdrawals (In case the customer has informed the bank of the travel) | 3000 EGP monthly |
Credit Limit
Fees and charges
Fees and charges | Details |
Issuance | EGP500 |
Renewal | EGP500 |
Supplementary cards issuance and renewal | EGP300 |
Reissuance of the replacement of lost /damaged cards | EGP250 |
Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt | 2% of the amount withdrawn with minimum EGP 15 |
Inquiry about the available balance via BM ATMs | Free |
Inquiry about the available balance via Other banks’ ATMs inside Egypt | EGP 1 per transaction |
Inquiry about the available balance via ATMs outside Egypt | EGP 3 per transaction |
Interest rate | 4% monthly |
Penalty for delay | EGP75 |
Exceeding credit limit | EGP75 |
Cash withdrawals outside Egypt | 3% of the transaction’s value + EGP50 per transaction |
Commission for transactions outside Egypt (cash withdrawals – purchases) | 5% of the transaction’s value |
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction | EGP50 |
Printing certified transactions statement starting from the following month | EGP20 |
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter | EGP50 |
Installment Services
Number of Months | Interest Rate on purchases | Interest Rate on cash withdrawal |
6/12/24/36 months | 3% per month on the basis of declining balance interest | 3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
To Apply for a card, kindly click here