- Internet banking
- Unlimited, complimentary access for you over 1,200 airport lounges in more than 450 cities in over 135 countries, as part of the Dragon Pass airport lounges network
- Download the Mastercard Travel Pass app
- Register your BM World Mastercard card securely
- Promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Get 10% off when you book your flight or hotel on Cleartrip using your World Mastercard. Use promo code [MCWORLD] and book now
- Use your world MasterCard card to Book your next holiday on booking.com and enjoy up to 10% cash back at hundreds of thousands of properties locally and around the world
- Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your world MasterCard.
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out.
- Free SMS service after each card transaction.
- Purchasing using Contactless technology to make your shopping safe, fast and easy.
- International usage available after 6 month for credit card that has been issued since 20 Dec 2023
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers.
- Earn 3.5 points for every EGP spent on domestic spend.
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
- Cash back to your credit Card.
To register and manage your points, please visit: www.bmrewardsclub.com or call 19888 Usage limits
| Usage limits |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 400000 EGP per Month with a limit of 8 times daily |
| Limit of Online Purchasing Outside Egypt
(In case the customer has informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
45,000 EGP Monthly |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 1500 EGP per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) |
100,000 EGP Monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel) |
25,000 EGP Monthly |
|
Local cash withdrawals (ATM) |
EGP 30000 Daily: EGP 26000 from BM ATMs
EGP 4000 from Other Banks' ATMs |
|
P.O.S cash withdrawal from BM Branches |
with max.limit 250000 |
|
International cash withdrawals (ATM & POS) (In case the customer has informed the bank of the travel) |
6,000 EGP Monthly |
Credit Limit
- Enjoy credit limit starting from EGP 1000000 up to less than EGP 300000
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP2000 |
|
Renewal |
EGP2000 |
|
Supplementary card issuance and renewal |
EGP1500 |
|
Reissuance for a replacement for lost/damaged card |
EGP500 |
|
Cash withdrawals through BM ATMs and P.O.S and Other Banks machines within Egypt |
2% of the amount withdrawn with minimum EGP 15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks ATMs inside Egypt |
EGP 1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP 75 |
|
Exceeding credit limit |
EGP 75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP 50 per transaction |
|
Transactions outside Egypt (cash withdrawals – purchases) |
10% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP 50 |
|
Printing certified transactions statement starting from the following month |
EGP 20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP 50 |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
World Elite Card
Benefits
-
- Internet banking
- Unlimited, complimentary access for you over 1,200 airport lounges in more than 450 cities in over 135 countries, as part of the Dragon Pass airport lounges network
- Download the Mastercard Travel Pass app
- Register your BM World Mastercard card securely
- Promotions and discounts in the fanciest shopping centers inside and outside Egypt which are specified in Priceless Specials application for MasterCard Credit Cards
- Get 10% off when you book your flight or hotel on Cleartrip using your World Mastercard. Use promo code [MCWORLD] and book now
- Use your world MasterCard card to Book your next holiday on booking.com and enjoy up to 10% cash back at hundreds of thousands of properties locally and around the world
- Enjoy an exclusive 10% discount when you book your preferred ride with Rentalcars.com using your world MasterCard
- Order online with Carrefour with your eligible Platinum Mastercard to enjoy 20% off shopping orders once per month. enter promo code MA20 at check out
- Free SMS service after each card transaction in addition to issuing a monthly transactions statement showing the debit value and minimum payment limit as well as credit card issuance or renewal
- Installment payment for card purchase transactions and cash withdrawals up to 36 months with special interest rate
- Enjoy interest-free installments up to 60 months for purchases at many merchants
- Purchasing using Contactless technology to make your shopping safe, fast and easy
- International usage available after 6 month for credit card that has been issued since 20 Dec 2023
- Automatic Enrollment in BM Rewards and enjoy special rewards and offers
- Earn 3.5 points for every EGP spent on domestic spend
- You can easily redeem your points with:
- Electronic vouchers to use at any of our BM partner merchant outlets.
- Cash back to your credit Card.
To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage limits
|
Usage limits |
Details |
|
Limit of Online Purchasing Inside Egypt |
Within the card credit limits with Maximum 800000 EGP per Month with a limit of 8 times daily |
|
Limit of Online Purchasing Outside Egypt (In case the customer has informed the bank of the travel) (within the monthly purchase limit outside Egypt) |
90,000 EGP Monthly |
|
Contactless purchase limit without pin inside Egypt |
600 EGP per transaction with maximum 15 consecutive transaction |
|
Contactless purchase limit without pin outside Egypt |
Equivalent to 1500 EGP per transaction with maximum 15 consecutive Transaction |
|
Local purchase transactions |
Within the credit limits of the card |
|
International purchase transactions (In case the customer has informed the bank of the travel) |
200,000 EGP Monthly |
| International monthly purchase limit
(in case the customer hasn’t informed the bank of the travel) |
25,000 EGP monthly |
|
Local cash withdrawals (ATM) |
EGP 20000 Daily |
|
P.O.S cash withdrawal from BM Branches |
Within the card credit limits |
|
International cash withdrawals (In case the customer has informed the bank of the travel) |
6,000 EGP monthly |
Credit Limit
|
For secured cards |
Starting from EGP 300000 to EGP 1000000 |
|
For unsecured cards |
Starting from EGP 300000 to EGP 1250000 |
Fees and charges
|
Fees and charges |
Details |
|
Issuance |
EGP5000 |
|
Renewal |
EGP 5000 |
|
Supplementary cards issuance and renewal |
EGP5000 |
|
Reissuance of a replacement for lost /damaged card |
EGP500 |
|
Cash withdrawals through BM ATMs and P.O.S and Other Banks’ machines within Egypt |
2% of the amount withdrawn with minimum EGP 15 |
|
Inquiry about the available balance via BM ATMs |
Free |
|
Inquiry about the available balance via Other banks ATMs inside Egypt |
EGP 1 per transaction |
|
Inquiry about the available balance via ATMs outside Egypt |
EGP 3 per transaction |
|
Interest rate |
4% monthly |
|
Penalty for delay |
EGP 75 |
|
Exceeding credit limit |
EGP 75 |
|
Cash withdrawals outside Egypt |
3% of the transaction’s value + EGP 50 per transaction |
|
Transactions outside Egypt (cash withdrawals – purchases) |
10% of the transaction’s value |
|
Disputing on any transaction through (Fax, Email or Call Centre) where it is proven that the customer is not entitled to dispute on such transaction |
EGP 50 |
|
Printing certified transactions statement starting from the following month |
EGP 20 |
|
Requesting clearance letter, certificate of indebtedness or to whom it may concern letter |
EGP 50 |
Installment Services
|
Number of Months |
Interest Rate on purchases |
Interest Rate on cash withdrawal |
|
6/12/24/36 months |
3% per month on the basis of declining balance interest |
3.5% per month on the basis of declining balance interest |
In case the customer wishes to pay-on installment for a processed transaction, then the following procedures shall be applied:
- Cash withdrawal transaction is carried out through credit card according to the card available balance
- During the performance of cash withdrawal transaction BM call center will be contacted in order to request the installment of transaction.
- Early repayment fees of 4% are applied in case the customer has paid the value of his installment.
- Cash withdrawal charges calculated on the customer’s credit card and related to the amount requested to be paid-on installment will be refunded.
To Apply for a card, kindly click here
