Banque Misr Accounts

Local and Foreign Currency Current Account

• Minimum opening balance: EGP 2,500 for local currency accounts and 100 units for foreign currency accounts.

Super Cash Current Account with Daily Yield (Local Currency)

• Interest calculation starts from EGP 100,000 with no maximum limit.
• Interest is calculated and added daily based on the end-of-day balance and disbursed monthly.

"El Mongez" Current Account for Economic Activity (Local Currency)

• Account can be opened with only a national ID card; no account opening fees.
• Possibility of obtaining electronic collection methods (POS/QR Code).

My Salary Plus Account

• No minimum balance required to open the account.
• Interest is calculated daily based on the end-of-day balance and disbursed monthly.

Payroll Account (No Interest)

• Statement fees of EGP 5 every 3 months.
• Issuance of Visa Electron / Master Electronic card for purchases and withdrawals.

My Remittance Account (Egyptian Pound and US Dollar)

• Account opening is free, and no minimum balance is required.
• Receive incoming remittances and transfers with no maximum limit.

Local Currency Savings Account

• Minimum opening balance: EGP 3,000.
• Progressive interest rate based on account balance.
• Interest is disbursed with multiple payment cycles (monthly - quarterly - semi-annually - annually).

Foreign Currency Savings Account

• Minimum opening balance: 100 units of foreign currencies.
• Interest is disbursed with multiple payment cycles for US Dollar savings accounts (monthly – quarterly – semi-annually – annually) and semi-annually for other foreign currencies.

Super Cash Savings Account with Monthly Yield

• Minimum opening balance and interest calculation start from EGP 100,000.

"El Mongez" Savings Account with Monthly Yield (Local Currency)

• Account can be opened with only a national ID card; no account opening fees.
• Interest is disbursed monthly.
• Exemption from periodic account fees in the first year.

"El Momken" Savings Account for People with Special Needs

• Account opening is free for people of determination; minimum opening balance: EGP 500.
• Competitive interest rate with a 1% increase above the rate of other savings accounts, starting from EGP 500.

Youth Savings Account

• Account opening is free; minimum opening balance: EGP 500.
• Receive the highest advertised savings interest rate up to a maximum balance of EGP 20,000, after which the announced tiered interest rates apply for amounts exceeding that.
• Interest is disbursed with multiple payment cycles (monthly - quarterly - semi-annually - annually).

Current and savings accounts offer many benefits, subject to terms and conditions, including:

• Issuance of a checkbook for easy transactions on the current account.
• Issuance of an instant debit card.
• Possibility of borrowing against the account according to relevant regulations.
• Ability to manage accounts through Internet and Mobile Banking (BM online) service.