• 27% Variable annual return paid daily (deposit corridor rate - 0.25%
• The certificate can be issued for individuals only (Egyptian / foreign)
• The certificate’s tenor is 3 years
• Minimum issuance amount is EGP 1000 and its multiples
• The annual variable interest rate is paid daily
• The certificate can be fully or partially redeemed after 6 months from issuance date
•  The certificate can be fully or partially redeemed according to applicable redemption regulations of thecertificate
• Eligibility for secured facility

The certificate is available through conventional branches, online and mobile banking, ATMs, as well as the option to purchase it via email (BM_CDassistance@banquemisr.com) for customers residing abroad.

**In the case of redeeming the certificate before the maturity date, a percentage of the applied return rate is automatically deducted based on the elapsed period (in days) of the certificate's term as follows:

*Terms and conditions apply
* For more information please call 19888 or visit the nearest branch of Banque Misr

• The certificate can be issued for individuals only (Egyptian/ foreign) 
• The certificate tenor is 12 months
• Minimum issuance amount is EGP 1000 and its multiples
• The annual fixed interest rate is paid monthly or at maturity.
• The certificate can be fully or partially redeemed after 6 months from issuance date
• Eligibility for secured facility
• Eligibility for issuing Credit Card against Certificate (Free Issuance Fees for Gold/Titanium / Platinum Cards for a limited Period )
• The certificate can be acquired through the Internet , BM online and Banque Misr ATMs

*Terms and conditions apply
* For more information please call 19888 or visit the nearest branch of Banque Misr

• The certificate can be issued for individuals only
• The certificate tenor is 3 years
• Minimum purchasing amount is EGP 1000 and its multiples
• (Monthly-Quarterly-Annually) return at a competitive fixed interest rate that decreased annually throughout CD duration 
  
• The certificate can be fully or partially redeemed after 6 months from issuance date
• Eligibility for secured facility according to Certificates of deposit classification

*Terms and conditions apply
* For more information, please call 19888 or visit the nearest branch of Banque Misr

• The certificate can be issued for individuals only
• The certificate tenor is 3 years
• Minimum purchasing amount is EGP 1000 and its multiples
• The annual fixed interest rate is paid monthly
• The certificate can be fully or partially redeemed after 6 months from issuance date
• Eligibility for secured facility according to Certificates of deposit classification

• The certificate can be issued for individuals only
• The certificate tenor is 5 years
• Minimum purchasing amount is EGP 1200 for 5 years (paid monthly) and EGP1000 (paid annually) for 5 years annual rate and its multiples
• The annual fixed interest rate is paid monthly / annually
• The certificate can be fully or partially redeemed after 6 months from issuance date

*Terms and conditions apply
* For more information, please call 19888 or visit the nearest branch of Banque Misr 

• The certificate can be issued for individuals only
• The certificate tenor is 7 years
• Minimum purchasing amount is EGP 750 and its multiples
• The annual fixed interest rate is paid monthly
• The certificate can be fully or partially redeemed after 6 months from issuance date

*Terms and conditions apply
* For more information, please call 19888 or visit the nearest branch of Banque Misr

• The certificate can be issued for individuals only
• The certificate tenor is 3 years
• Minimum purchasing amount is EGP 500 and its multiples
• The annual variable interest rate is paid Monthly
• The certificate can be fully or partially redeemed after 6 months from issuance date

*Terms and conditions apply
* For more information, please call 19888 or visit the nearest branch of Banque Misr

Aman EL-Masreen is a new certificate issued as a support of CBE Financial Inclusion Initiative; it is a nominal certificate in local currency for 3 years with automatic renewal for two periods only offering saving, life insurance and valuable prizes

Certificate properties and conditions:

• The certificate can be issued for individuals only from 18 years old till 59 years old
• The certificate tenor is 3 years
• Minimum purchasing amount is EGP 500 and its multiples not more than EGP 2500 (in all participating banks)
• Interest payment is through existing customer account.
• All expenses are exempted during the purchase of the certificate.
• Loan against deposit is not allowed
• The certificate offers a life insurance policy
• You may be a lucky person and win a prize of EGP 10,000 (Tax-free), Every EGP 500 represents an opportunity to win ,withdrawal is every three months. (The winner does not enter other draws)
• The certificate can be fully redeemed any time .
• The amount of the compensation due and the nominal amount of the certificate due to the heirs / beneficiaries will be paid through Misr Life Insurance Company
• You can choose the way of payment for compensation to be lump sum amount through Misr Life Insurance company in case of death (God forbid), whether natural death or death by accident
  and insurance coverage is as follows:

Certificate amount

Monthly premium

Insurance amount (normal death)

Insurance amount (accidental death)

• You can also choose the other way of payment for compensation in case  of death as a guaranteed pension paid for a specific period starting from the month following the date of death as shown in the tables below:

• To view the draw result, please click here