VISA and Master Card Debit Cards
Benefits
- Five-year card validity
- The card is issued by opening a current account, a saving account or a day by day account
- Used in cash withdrawals and purchases inside and outside Egypt
- The card could be linked with maximum six additional accounts (current - saving - certificates ....) besides the primary account
- Card holder has the ability to transfer from one account to another through BM ATMs
- Account balances inquiry that are linked to the card through BM ATMs 24/7
- Offers and discounts are being granted at the best commercial centers inside and outside Egypt through the following applications: -
- For MasterCard: MasterCard buy 1 get 1 application
- For Visa: Visa explore application
- Checking account balances that are linked to the card through subscribing to BM’s free service “Online Banking”, available on http://www.banquemisr.com/en
Usage Limits
Usage Limits | Details |
Limit of Online Purchasing Inside Egypt | 400000 EGP Monthly With Maximum 8 times Daily |
Limit of Online Purchasing Outside Egypt | NA |
Purchase inside Egypt | No limit per day |
Purchase outside Egypt | NA |
Cash withdrawals from BM ATMs Other Banks’ ATMs & POS inside Egypt | Maximum EGP 30000 per day-Maximum 5 times per day |
Cash withdrawals from BM POS inside Egypt | EGP 250000 Per day |
Cash withdrawals from ATMs & POS outside Egypt | NA |
Fees and Commissions
Fees and Commissions | Details |
Card Issuance | EGP 70 |
Renewal | EGP 50 Annually |
Card Issuance for supplementary and Renewal | EGP 70 |
Replacement of Lost or Damaged Card | EGP 70 |
Password setup /Reset password | EGP 15 |
Card issued on day by day accounts | EGP 50 Annually |
Cash Withdrawal using from BM ATM and POS networks | Free |
Cash Withdrawal using ATM networks of other banks inside Egypt (via EBC network) | EGP 5 |
Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network) | EGP 5 |
Cash withdrawal using POS of other banks inside Egypt | EGP 10 + 0.33% (VISA+MASTERCARD) |
Cash Withdrawal using ATM/POS networks of other banks outside Egypt | EGP 50 + 3% (VISA +MASTERCARD) |
Account balance inquiry at BM ATM network | Free |
Account balance inquiry using ATM network of other banks inside Egypt | EGP2 per transaction |
Account balance inquiry using ATM network of other banks outside Egypt | EGP 3 per transaction |
Outside usage | 10% of total transaction’s value |
customer disputed transactions that are not entitled to customer, whether through (fax - email - mail - call center) | EGP 50 |
Maximum number of debit cards for one customer | No Limit |
