IE عند تصفح بنك مصر باستخدام Microsoft Edge أحدث تقنيات الواجهة الأمامية لذلك سيحصل المستخدمون على إخلاء مسؤوليه للتبديل الى Internet Explorer لا يدعم

Savings Accounts
If you want to grow your earnings in the most convenient way with competitive interest rates then we have the suitable account for you.

Banque Misr Savings Account offers convenient way to earn interest on your savings in different currencies with flexible interest paying options, whilst maintaining your ability to withdraw and transfer money whenever you want.

Al-Momken Saving Account (Special Account for People of Determination)

Because you are special, Banque Misr offers you “Al-Momken Saving Account” with monthly interest. This account enables you to invest your money and gain a competitive interest rate and enjoy many different benefits which suit all your banking needs.

Al Momken Saving Account Features:

  • The account is available for Egyptian and foreign individual customers.
  • The account opening is free of charge and with a minimum balance of only EGP 500.
  • The account allows you to gain monthly special interest rate.
  • The special interest rate is applied on balance starting from EGP 500
  • Free debit card issuance.
  • Perform all of your banking transactions through Banque Misr branches across Egypt with the availability of selected branches with up-to-date facilities to make your journey at the branch easier. To view a list of these branches, please click on the link below:Click here
  • Convenient access to your account 24/7, through our vast ATM network across Egypt with the availability of innovative ATMs to facilitate your banking transactions. To view a list of these ATMs, please click on the link below:: Click here
  • You can inquire about your account and conducting many of your banking transactions for free through our following services:

                                 -Internet Banking service and BM online application

                                 -Banque Misr Interactive voice response service (IVR) by calling the call center 19888

The Required Documents for Account Opening:

  • Identification Document
  • The medical report or the social solidarity card.

  

  • Terms and conditions apply

 

Saving Account in the Egyptian pound

With Banque Misr Saving accounts in local currency, you can enjoy saving and earning competitive interest rates. You can also perform your daily banking transactions and get all your main banking needs
  •  Minimum balance for opening account is EGP 3000
  • Flexible choices of interest payment frequency(monthly / quarterly / semi-annually / annually)
  • Inquire and perform about most of your banking transactions for free through the internet banking service and mobile banking application provided by Banque Misr
  • Possibility to issue Banque Misr certificates of deposit from your account and adding the interest on maturity
  • Possibility of paying bancassurance instalments from your account
  • Possibility to open a joint account
  • Performing all banking transactions through the bank branches across Egypt
  • Possibility of issuing a debit card
  • Convenient access to your account 24/7, through our vast ATM network across Egypt
  • Possibility for issuing all types of credit card against the saving account
  • Salary and pension can be transferred to the account from entities upon your request
  • Payment for different commitments from the account on your behalf upon your standing instructions

Saving Account in Foreign currencies

With Banque Misr Saving accounts in foreign currencies, you can enjoy saving and earning competitive interest rates. You can also perform your daily banking transactions and get all your main banking needs in a group of main foreign currencies.
  • Minimum balance for opening account is 100 units in foreign currencies
  • Flexible choices of interest payment frequency in USD (monthly / quarterly / semi-annually / annually)
  • Inquire and perform about most of your banking transactions for free through the internet banking service and mobile banking application provided by Banque Misr
  • Possibility to issue Banque Misr certificates of deposit from your account in foreign currencies and adding the interest on maturity
  • Possibility of paying bancassurance instalments from your account
  • Possibility to open a joint account
  • Performing all banking transactions through the bank branches across Egypt

Al Mongez Account

Now you can open a bank account only with your National ID to invest your money and enjoy many different benefits without income proof, "Al Mongez" saving account from Banque Misr is the easy way to get a competitive interest rate on your money while executing your daily banking transactions and getting all your banking needs.

  • The account opening is free of charge and with a minimum balance of EGP 100
  • Special interest rate with monthly frequency.
  • Exemption from applicable maintenance fees for the account within the first year and 50% of fees starting from the second year.
  • Issuing a debit card for free at the first year and exemption of 50% of the announced renewal fees starting from the second year.
  • Convenient access to your account 24/7, through our vast ATM network across Egypt
  • The possibility to inquire about your accounts through Banque Misr Interactive voice response service (IVR) by calling the call center 19888.
  • Banque Misr Certificates of deposit can be issued from the account and automatically add the return to the account.

 

Terms and conditions for Al Mongez Account:

  • The account is available for new customers who are Egyptian individuals with minimum age of 21 years.
  • Maximum daily, monthly transactions and account balance limits are applied on the account as following:
                Maximum limit        EGP

Maximum daily transaction limit (debit)

EGP 30,000

Maximum Monthly transaction limit(debit)

EGP 100,000

Maximum account Balance

EGP 200,000

 

· 
    In case of exceeding the maximum limit of amounts, the transactions that exceed the limit will be rejected from system.

·  The maximum daily and monthly transactions apply to total withdrawals, transfers or any debit transactions except for transactions automatically executed by the system.

·  The account allows you to execute all your banking transactions with the above limits except for the following transactions: 

     

  1. Standing instructions on account
  2. Swapping transactions debit/credit on the account.
  3. Loans, Murabaha and credit card transactions.
  4. Collection of bills/postdated cheques on the account.

YOUTH Saving Account


 

 
Youth program offers a new saving account designed especially to meet your needs and desires in developing your savings. In addition to a set of banking and non-banking benefits for clients from the age of 16 years to 35 year
  • You can open the account without account opening fees with only a minimum balance of EGP 500
  • Earn the highest declared interest rates applied on the saving account with a maximum balance of EGP 20,000 and then declared interest rates will be applied on extra amounts
  • Flexible choices of interest payment frequency (monthly / quarterly / semi-annually / annually)
  • Possibility of issuing a debit card free of charge for the first year
  • Receive vouchers for a variety of merchants, restaurants and others or free mobile balance for any telecommunication company if your account reaches EGP 7000 or more for three consecutive months
  • Convenient access to your account 24/7, through our vast ATM network across Egypt
  • The account is available for clients starting at the age of 16 years to manage their accounts in issuing certificates of deposit or term deposits, or other various banking transactions
  • Inquire and perform about most of your banking transactions for free through the internet banking service and mobile banking application provided by Banque Misr 

 

To know more about the program benefits, please Click Here
To view return rates, please visit the following Here  
*Terms and conditions apply
Link has been copied