Savings Accounts

With Super Cash Saving Account now you can save your money with a special Monthly interest rate with the flexibility of withdrawing, depositing and performing all the banking transactions that meet your needs.

Super Cash Saving Account let you enjoy a competitive interest rate that is calculated and added Monthly to the account as per the following features:

• The account is available for individual customers.
• The account is available in Egyptian pound.
• Minimum amount for opening account and acquiring interest is EGP 100,000.
• Special monthly interest rate calculated according to the account tiers.
• Multiple account tiers, which enhances the opportunity to get higher Returns whenever the balances increase.
• Possibility of issuing a debit card from a variety of debit cards offered by Banque Misr.
• Possibility of issuing Banque Misr certificates of deposits & time deposits in EGP.
• Payment for different commitments from the account on your behalf upon your standing instructions.
• Possibility of transferring Salaries and pensions to the account from different entities upon your request.
• Possibility of paying bancassurance installments from your account.
• Performing all banking transactions through the bank branches across Egypt.
• Convenient access to your account 24/7, through our vast ATM network across Egypt. 
• You can inquire about your account and perform your banking transactions for free through our following services:
  • Internet Banking service and BM online application.
  • Banque Misr Interactive voice response service (IVR) by calling the call center 19888.
• Subscribe to Banque Misr wallet to execute your electronic payments.
• The possibility of obtaining secured facilities against the account in accordance with Banque Misr rules and regulations.

Because you are special, Banque Misr offers you “Al-Momken Saving Account” with monthly interest. This account enables you to invest your money and gain a competitive interest rate and enjoy many different benefits which suit all your banking needs.

Al Momken Saving Account Features:

• The account is available for Egyptian and foreign individual customers.
• The account opening is free of charge and with a minimum balance of only EGP 500.
• The account allows you to gain monthly special interest rate.
• The special interest rate is applied on balance starting from EGP 500
• Free debit card issuance.

• Perform all of your banking transactions through Banque Misr branches across Egypt with the availability of selected branches with up-to-date facilities to make your journey at the branch easier. To view a list of these branches, please click on the link below:Click here

• Convenient access to your account 24/7, through our vast ATM network across Egypt with the availability of innovative ATMs to facilitate your banking transactions. To view a list of these ATMs, please click on the link below:: Click here
• You can inquire about your account and conducting many of your banking transactions for free through our following services:

                                 -Internet Banking service and BM online application

                                 -Banque Misr Interactive voice response service (IVR) by calling the call center 19888

The Required Documents for Account Opening:

• Identification Document
• The medical report or the social solidarity card.

• Terms and conditions apply

Al Mongez Savings Account in Euro with Monthly Returns

In one step using your ID card

Now, opening a bank account is simpler than ever; you only need your ID card. With the "Al Mongez" savings account Euro from Banque Misr, you can invest your money effortlessly and enjoy a range of benefits without the hassle of providing income verification documents. This account offers a convenient way to earn competitive interest while managing your daily banking transactions and fulfilling all your essential banking needs.

Account Features:

- A Euro savings account that offers monthly returns for individuals.

- You can open this account at any bank branch with just your personal ID and absolutely no fees.

- The minimum initial deposit to open the account is €50.

- Returns are calculated on a minimum balance of €100, with a cap at €13,200 for the maximum amount eligible for returns.

- Enjoy a special return paid out monthly.

- Benefit from a 50% reduction in ongoing account fees.

- An instant debit card will be issued for easy access to your funds.

- Seamlessly manage your account at any bank branch as needed.

- You can effortlessly access your accounts and perform a range of banking transactions at no charge through the services provided by Banque Misr. The available options include: 

1. Online banking service and mobile application. 

2. Customer support via telephone by calling 19888. 

Terms and Conditions:

- Account opening is available to new and existing customers, whether they are domestic or international residents

- Individuals must be a minimum of 15 years of age to qualify. 

- There are established limits on daily and monthly transactions, as well as on account balances, as detailed below: 

- Any transactions that exceed the specified maximum amounts will be automatically declined.

- Amounts that surpass the maximum account balance indicated above will not be eligible for interest accrual.

The account may be utilized for all banking transactions within the established limits, with the exception of the following:

  - Issuance of checkbooks.

  - Establishment of standing instructions on the account.

  - Automatic adjustments to the account by debiting or crediting to Al Mongez Account

  - Loan, Murabaha, or Credit Card transactions.

  - Transactions involving Direct Debit Authorization.

  - Collection of bills of exchange or post-dated checks

Al Mongez Savings Account in US Dollars with Monthly Returns

In one step using your ID card

Now, opening a bank account is simpler than ever; you only need your ID card. With the "Al Mongez" savings account in US dollars from Banque Misr, you can invest your money effortlessly and enjoy a range of benefits without the hassle of providing income verification documents. This account offers a convenient way to earn competitive interest while managing your daily banking transactions and fulfilling all your essential banking needs.

Account Features:

- A US dollar savings account that offers monthly returns for individuals.

- You can open this account at any bank branch with just your personal ID and absolutely no fees.

- The minimum initial deposit to open the account is $50.

- Returns are calculated on a minimum balance of $100, with a cap at $14,800 for the maximum amount eligible for returns.

- Enjoy a special return paid out monthly.

- Benefit from a 50% reduction in ongoing account fees.

- An instant debit card will be issued for easy access to your funds.

- Seamlessly manage your account at any bank branch as needed.

- You can effortlessly access your accounts and perform a range of banking transactions at no charge through the services provided by Banque Misr. The available options include: 

1. Online banking service and mobile application. 

2. Customer support via telephone by calling 19888. 

Terms and Conditions:

- Account opening is available to new and existing customers, whether they are domestic or international residents.

- Individuals must be a minimum of 15 years of age to qualify. 

- There are established limits on daily and monthly transactions, as well as on account balances, as detailed below: 

- Any transactions that exceed the specified maximum amounts will be automatically declined.

- Amounts that surpass the maximum account balance indicated above will not be eligible for interest accrual.

The account may be utilized for all banking transactions within the established limits, with the exception of the following:

  - Issuance of checkbooks.

  - Establishment of standing instructions on the account.

  - Automatic adjustments to the account by debiting or crediting to Al Mongez Account

  - Loan, Murabaha, or Credit Card transactions.

  - Transactions involving Direct Debit Authorization.

  - Collection of bills of exchange or post-dated checks associated with the account.

• Minimum balance for opening account is 100 units in foreign currencies
• Flexible choices of interest payment frequency in USD (monthly / quarterly / semi-annually / annually)
• Inquire and perform about most of your banking transactions for free through the internet banking service and mobile banking application provided by Banque Misr
• Possibility to issue Banque Misr certificates of deposit from your account in foreign currencies and adding the interest on maturity
• Possibility of paying bancassurance instalments from your account
• Possibility to open a joint account
• Performing all banking transactions through the bank branches across Egypt

Now you can open a bank account only with your National ID to invest your money and enjoy many different benefits without income proof, "Al Mongez" saving account from Banque Misr is the easy way to get a competitive interest rate on your money while executing your daily banking transactions and getting all your banking needs.

• The account opening is free of charge and with a minimum balance of EGP 100
• Special interest rate with monthly frequency.
• Exemption from applicable maintenance fees for the account within the first year and 50% of fees starting from the second year.
• Issuing a debit card for free at the first year and exemption of 50% of the announced renewal fees starting from the second year.
• Convenient access to your account 24/7, through our vast ATM network across Egypt
• You can inquire about your accounts and conducting many of your bank transactions for free through our following services:

1. Internet Banking service and BM online application
2. Banque Misr Interactive voice response service (IVR) by calling the call center 19888

Terms and conditions for Al Mongez Account:

• The account is available for new customers who are Egyptian individuals with minimum age of 15 years.
• Maximum daily, monthly transactions and account balance limits are applied on the account as following:

In case of exceeding the maximum limit of amounts, the transactions that exceed the limit will be rejected from system.

• The maximum daily and monthly transactions apply to total withdrawals, transfers or any debit transactions except for transactions automatically executed by the system.
• The account allows you to execute all your banking transactions with the above limits except for the following transactions:     

1. Standing instructions on account
2. Swapping transactions debit/credit on the account.
3. Loans, Murabaha and credit card transactions.
4. Direct Debit Authority transactions (Mandate)
5. Collection of post-dated bills/cheques on account