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Auto Loan

Auto Loans are granted to Egyptians through the following finance schemes:
  • Car Loan Based on Presumptive Income
  • Employees with a pledge from their employer to transfer the monthly salary / installment
  • Employees with proof of income certificate
  • Self-employed professionals and business owners with proof of income
  • Loans guaranteed against savings deposits (Egyptians and foreigners)
General conditions for granting the loan:
  • Competitive interest rate
  • The debtor must be at least 21 years old
  • Maximum cap for loans is EGP 6 million
  • Financing up to 100% of the value of the vehicle
  • Loan terms up to 120 months
 Required documents:
  • Copy of a valid national ID card
  • Recent original utility bill at the customer’s residence (gas, electricity, water, telephone)
  • Validated price list from car showroom

For employees:

  • A certificate of monthly salary is required
  • Employer's pledge to transfer the monthly salary / installment (in case of employer’s pledge)

For self-employed, commercial and industrial business owners:

  • Copy of tax card
  • Copy of license/permit to practice the profession, for self-employed
  • Copy of recent extract from the commercial registry
  • Bank statement for the previous 6 months

Additional benefits

  • Free life insurance policy throughout the loan period
  • The car may be licensed to a third-party from the debtor’s family
  • Car insurance and car resale ban are not required (terms applicable)
  • Financing used cards (terms applicable)

 *Terms and conditions apply


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