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BM Wallet

Your Mobile, Your Wallet

How to subscribe to BM Wallet

Visit any of Banque Misr branches and sign an application request to subscribe to the service. You will only need your valid national ID and mobile number.

BM Wallet allows you to simply do the following:

  1. Cash in and cash out through more than 9,000 ATMs across Egypt
  2. Send/Receive money to/from any registered wallet in Egypt
  3. Link BM (debit, prepaid, and credit) cards to BM Wallet
  4. One-stop seamless application to pay:
  • Mobile recharge for self and for others
  • Mobile bill payment for self and for others
  • Landline bill payment for self and for others
  • Utilities bills (electricity, water, and gas)
  • Syndicate and club subscriptions
  • Airline tickets
  • Fawry pay and purchasing through QR Code

    ·             Recharging electricity card using NFC feature steps

    1.      Turn on NFC feature from your device.

    2.      Log in your wallet through the following link

    3.      Select "Fawry services", "Utilities", and “Recharge Electricity”.

    4.      Select your electricity company.

    5.      Press on “Continue”.

    6.      Put your Smartcard under mobile and don’t remove your card when you hear beep sound unless application request to release it.

    7.      Card data will be viewed, confirm the due amount or enter another amount you need to recharge your card with.
             Note : minimum recharge amount shouldn’t be little than card due amount that retrieved from electricity company.

    8.      Confirm doing the transaction with your pin.

    9.      After successful transaction you will be prompted to put Smartcard again to write the Charge.

    You will receive “Successful transaction” with transaction details.

    Note: The Electricity card must belong to the following companies:  ISKRA, ELMASRYA,ELSWEEDY

: Steps for cashing in through Fawry outlets 

  1. Provide the merchant with BM Wallet mobile number
  2. Clarify the cash in amount to the merchant
  3. Log in to BM Wallet and select “agent cash in” icon, then continue to receive an OTP that can be used only once
  4. Provide the merchant with the OTP 
  5. Make sure the money is received in the BM Wallet, then give the cash money to the merchant

BM Wallet Limits:

  • Maximum limit for daily transactions: EGP 60,000
  • Maximum limit for Wallet balance: EGP 200,000     
  • Maximum limit for monthly transactions: EGP 200,000


BM Wallet Pricing- Consumer Tariffs





Annual Fees




Load Wallet through linked BM Card


Link a card


  • Charge debit cards and prepaid cards
  • Charge Credit Cards
  • Free
  • Cash withdrawal commission/interest is applied

Cash-in Agents


Cash-out Agents

2% with min EGP 2

Fawry Services

Customer applied Fees

Cash-in BM ATMs


Cash-out BM ATMs

1% with minEGP 3

Cash-in Other Banks ATMS


Cash-out Other Banks ATMS

1% with minEGP 5

Send Money to other BM Wallet users

1 EGP per transactions

Send Moneyto other non-BM Wallet users

0.5% with maximum of EGP15

Purchase through QR Code




BM WALLET Activation Steps

1- Download BM Wallet app via the below link

View more details

2- At the bottom of the screen, press on “to Subscribe or Activate press here”

3- Enter your mobile number

4- Activation code will be sent to you through SMS

5- Type your Full name, NID & email "optional" then accept terms and condition

6- Then create your M-pin of 6 nonconsecutive and non-repeated digits

7- Press continue to get back to the home page and Login with the M-pin you created


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