Current Accounts

• The account opening is free of charge and with a minimum balance of EGP 100
• Exemption from applicable periodical fees for the account within the first year and 50% of fees starting from the second year.
• Issuing a debit card for free and exemption of 50% of the renewal fees starting from the second year.
• The possibility to apply for the electronic collection services such as (QR code\POS\E-Commerce).
• Cheque books issuance to facilitate your banking transactions
• Convenient access to your account through the bank branches, in addition to our vast ATM network across Egypt 24/7
• You can inquire about your accounts and conducting many of your bank transactions for free through our following services:

1. Internet Banking service and BM online application 
2. Banque Misr Interactive voice response service (IVR) by calling the call center 19888

Terms and conditions for Al Mongez Current Account:

• The account is available for new Egyptian individual customers with minimum age of 21 years.
• Maximum daily, monthly transactions and account balance limits are applied on the account as following:

 
( In case of exceeding the maximum limits, the exceeded transactions will be rejected automatically)

The maximum daily and monthly limits are applied to total withdrawals, transfers or any debit transactions except for the transactions automatically executed by the system.

The account allows you to execute all your banking transactions with the above limits except for the following transactions: 

1. Standing instructions on the account
2. Swapping transactions debit/credit on Al Mongez account.
3. Loans, Murabaha and credit card transactions.

Whether you receive money transfers in Egyptian pounds or various foreign currencies, Banque Misr has the right account for you

Banque Misr's Hewalty account (in Egyptian pounds) provides a practical way to add incoming remittances from abroad to the account with the possibility of issuing an immediate debit card on the account and cash disbursement or purchases using an instant debit card, along with other flexible options for using the account for online and mobile banking, while maintaining the freedom to withdraw money whenever you want.

• The account is available to Egyptian and foreign individuals in all Banque Misr branches.
• The account is in Egyptian pounds in all branches of the bank at the national level.
• There is no minimum amount required to open the account.
• Exemptions from account opening expenses and certain other expenses are applicable to other accounts.
• You can receive incoming transfers from abroad in major foreign currencies without a maximum.
• You can convert the incoming foreign currency at a special rate automatically in the account.
• You can withdraw money from the account through ATMs using instant debit cards or from within the branch in case the amount exceeds the daily maximum limit for cash withdrawals from ATMs.
• Ability to inquire about the account balance/ transfer from the account to other accounts within the bank, through the online banking service or the BM Online mobile application.

*Terms and conditions apply.